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Bankruptcy Filing Cost Guide

Legal Services

Chapter 7 or Chapter 13 bankruptcy filing with experienced attorney. Get a fresh financial start.

📊Showing National Average Pricing

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Basic

Simple Chapter 7 bankruptcy with minimal assets

$1,250
$1,000 - $1,500

Typical Scope:

  • ✓Chapter 7 liquidation filing
  • ✓No-asset or simple asset case
  • ✓Credit counseling included
  • ✓Petition preparation and filing
  • ✓341 meeting attendance
  • ✓Discharge in 3-4 months
  • ✓Standard fee structure
Standard

Chapter 7 or 13 with moderate complexity

$2,000
$1,500 - $2,500

Typical Scope:

  • ✓Chapter 7 or Chapter 13 filing
  • ✓Multiple creditors and assets
  • ✓Means test preparation
  • ✓Plan confirmation (Ch 13)
  • ✓Negotiation with trustee
  • ✓3-6 month process
  • ✓All court appearances included
Premium

Complex bankruptcy or business filing

$3,250
$2,500 - $4,000

Typical Scope:

  • ✓Complex asset situation
  • ✓Business bankruptcy (Chapter 11)
  • ✓Adversary proceedings
  • ✓Multiple properties or businesses
  • ✓Objection responses
  • ✓6-12 month complex case
  • ✓Comprehensive representation

Frequently Asked Questions

How much do legal services cost?

Legal fees average $1,800. Attorney hourly rates range $150-$500+. Simple documents (wills) cost $300-$1,000. Complex cases (divorce, business) run $3,000-$15,000+. Many offer free consultations and payment plans.

What's the difference between attorney fee structures?

Hourly: pay for time spent ($150-$500/hr). Flat fee: set price for specific service (wills, contracts). Contingency: attorney takes 33-40% of settlement (personal injury). Retainer: upfront payment for ongoing services. Choose based on case type and budget.

Do I really need a lawyer for this?

Yes for: criminal charges, divorce with assets/children, business formation, real estate transactions, estate planning with significant assets. Maybe for: simple contracts, small claims, traffic tickets. Use online legal services for simple documents to save money.

How do I choose the right attorney?

Look for specialists in your issue area. Check state bar licensing and disciplinary history. Read reviews and ask for references. Schedule consultations with 2-3 attorneys. Assess communication style, fee structure, and experience with similar cases.

What should I bring to my first attorney meeting?

All relevant documents (contracts, correspondence, court papers), timeline of events, list of questions, financial information if relevant. Be honest and thorough - attorney-client privilege protects your communications. Take notes on advice and next steps.

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